Paysera Visa Signature - One Card, Unlimited Possibilities

The eCommerce Association-Georgia, together with Paysera, reviewed a new innovative product - Paysera Visa Signature. The interview highlighted the card’s multifunctionality and the broad range of benefits it offers for both everyday use and international transactions.

Paysera Visa Signature plays a key role in strengthening the online commerce ecosystem, simplifying digital payments, and enhancing the overall user experience. At the same time, it empowers businesses with the tools needed for smoother international operations, improved financial control, and stronger global competitiveness.

What was the main goal of creating Paysera Visa Signature?

Paysera Visa Signature was designed to address a common challenge faced by modern consumers - the need to carry multiple cards for different purposes, such as everyday spending and travel benefits. Its creation is rooted in a simple idea: today’s user lives across local, European, and global contexts, and needs a single, reliable solution that works seamlessly in all of them. The answer is one multifunctional card that covers every scenario - from daily transactions to international use.

How does this card solve the problem of needing several cards?

In the Georgian banking landscape, it has become common for users to hold multiple cards for different purposes - a practice that is not only inconvenient but also costly, as maintaining several cards often involves paying monthly fees regardless of usage.

Paysera Visa Signature addresses this issue by offering an all-in-one solution. It combines everyday payments, international transfers, and travel-related benefits within a single card, eliminating the need for multiple banking products. Additionally, it provides flexibility for both individuals and businesses by allowing up to 20 additional cards to be linked to one account. This makes expense management more transparent, centralizes all financial activity in one place, and enables users to define and control access to each card- all at a highly competitive cost in Georgia.

What distinguishes it from traditional premium cards?

The key differentiators of the Paysera Visa Signature are its affordability and accessibility. While traditional premium cards on the market typically cost around 20–25 GEL per month and often come with a limited set of benefits, Paysera offers equal or greater value for just 5 GEL per month - without additional or hidden fees.

Another important advantage is inclusivity. Conventional premium cards usually require certain conditions, such as high income levels or significant transaction volumes. In contrast, Paysera Visa Signature removes these barriers, making premium-level benefits accessible to a wider range of customers, regardless of their financial profile.

How does this product contribute to the development of e-commerce in Georgia?

The Paysera Visa Signature plays an important role in supporting the rapid growth of e-commerce in Georgia by enhancing both accessibility and user experience in online transactions. As online shopping continues to expand among individuals and businesses, the card was designed to be fully compatible with global platforms. Its multi-currency account (20+ currencies) allows users to pay directly in the local currency of a given platform, helping them avoid unnecessary conversion costs and making cross-border shopping more efficient.

Security is another key contribution. With the rise of e-commerce, protecting user data has become essential. Each online transaction made with the Paysera Visa Signature is secured through strong two-factor authentication, with payment approvals completed directly in the app - eliminating the need for SMS and ensuring a smoother, safer experience.

Additionally, Paysera offers zero additional commission on payments made on foreign websites, further encouraging users to engage in international e-commerce and simplifying global digital transactions.

What role does SEPA integration play for users?

SEPA integration is one of the strongest advantages of Paysera. For Georgian users, it effectively removes financial barriers with Europe — enabling transfers within the Eurozone for a fixed fee of just 7 euros, regardless of the amount, with funds often received almost instantly.

Beyond convenience, SEPA also creates greater financial flexibility for immigrants, as well as students studying in Europe and their families. Users can transfer money between Paysera accounts instantly and without commission. In addition, they can issue up to 20 additional cards per account, set individual limits, and maintain full transparency over transactions — all within a single ecosystem.

How does Visa Signature Business help Georgian businesses with international operations?

The Paysera Visa Signature Business is designed to support Georgian companies in operating seamlessly across international markets. It offers:

• Payments in over 20 currencies with transparent conversion

• A European IBAN account, simplifying settlements with European partners as easily as local transactions

• The ability to issue up to 20 additional cards per account for team members, with customizable limits and full expense visibility

• Exclusive discounts on services from Microsoft (Microsoft 365), Amazon Web Services, Regus, Meta, and Google through Visa Concierge

• Fast Track services and airport lounge access